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All terms and conditions are applicable to the extent permitted by law. SPIN reserves the right to change these terms and conditions from time to time in its discretion.

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When you purchase, receive or redeem a Card, you agree that the laws of the State of Virginia, without regard to principles of conflict of laws, will govern these Card terms and conditions.

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Cards are issued by SPIN Global Holdings LLC, a Delaware limited liability company (the “Issuer”), who is the sole obligor to Card owner.

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